They said to move it out would incur a fee but it was a fraction of a percent. 7% doesn't make much sense to me.

Already too much competition.

Same with checks and cash.I checked out some of the above mentioned apps and they definitely did not fit my need or were expensive compared to the competition.  

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There would likely be a premium for these NFTs beyond the RE they're backed by, as they're much more liquid than traditional RE ownership (especially fractionalized ownership).Happy to chat further with anyone that's interested in a concept like this.

But because Detroit has bad reputation in the media, I believe many investors would avoid it and I may have lesser competition, in comparison with Cleveland. 

Rochester, Freedom, Independence, Ambridge, Leetsdale, Monaca, all in the same or close area, but the rent in Beaver Falls compared to relatively competitive markets like Chippewa, Rochester, Freedom, Hopewell, etc., is also a plus for potential renters as there is a demand for more affordable options compared to the surrounding areas.

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As a CA broker I can originate whole as well as fractionalized loans.

But you do have to cast a wide net and of course we are working in a Niche with little competition the sub 100k fix and flip deals..