If you plan to grow your portfolio, consider setting up separate LLCs for each property to shield them from liabilities tied to others, though this adds complexity and costs. 

In any case, I remember the BP app and it was terrible.

The key is to start small, leverage creative financing, and keep reinvesting to grow your portfolio.

. • Grow your reputation.The Bottom Line: Real estate isn’t just about houses; it’s about PEOPLE.

Do your research on markets and find one that is growing. 

Additionally, there's growing interest in cryptocurrency as an alternative asset class, though it comes with higher volatility and risk.

I've been a broker forever, and remember the early 80's with 16% interest rates.

Hi @Bryce Cover,First, congratulations on your growing family and your successful real estate investment so far!

You looking for an attorney to sue yourself ( suing the hoa is suing yourself since you are a member of the community) may not be worth your time and you may be responsible if mold does grow while you have a tenant and then they complain of health issues since you have not addressed the problem.

Then later as you grow older and no longer want to share your space you can just stop renting the other bedroom.