This was not an instant where a great paying tenant had one NSF.  

Thus, I instantly concluded this lending opportunity being a NO GO.

Thumbtack will connect you with subs instantly and most do virtual quotes for a fast turn around.

If you don't have the vision to have MANY airbnbs in Champaign I'd suggest figuring out a strategy you have a long term big vision.Pros:  High cash flow (if done right), typically properties are oddly better-taken care of, sexyCons:  Management/system intensive, always on call, regulation can change things instantly  

I reached out to local zoning departments and one told me it would have to be re classified as a boarding home and or a multi family dwelling.

Make sure that you buy the property well under Marc value so you can create some instant equity when you buy it.

They get instant answers, and it's what people are used to these days.

They want “instant” gratification.  

Currently, the CBC mandates a percentage of new dwelling units to be ADA compliant, but I wonder if these units are quickly filled or if there is excess in certain regions.

If I acquire the second property with full cash, that's at least an instant equity which I may be able to tap into for 3rd, 4th,..assuming properties rise in value over time.