I would recommend housing hacking however I'm assuming you are pretty comfortable in your current home given where you are in life.

Get out of your comfort zone.

Get out of your comfort zone.

San Antonio seems like a shoe-in.

Hey @Riza Susel, you might want to create a new thread to get a few answers.IMHO, it will depend on where you are going to buy and what your demographic is.We cater to families so we are pretty colorful with lots of comfort.

@Jason Crain I was actually not that comfortable with a sign in the yard....I was afraid it would attract vandals/burglars.

@Jessie DillonAnother "it depends" personally I prefer an open credit line and at least 3 months in reserves for my own comfort.  

Im not comfortable going more than that. 

Sellers are still wanting "too much" as they typically think their deals should still be trading in the 4-5% cap rate range.While I won't pretend to have a crystal ball, I generally think: a) if you want to get a deal today, you are going to need to be more aggressive then you probably are comfortable with in your assumptions.  

If I were in your shoes I would request a preliminary settlement statement showing all actual lender fees.