With renovated and accurately price properties lasting no more than a week on the market.

No more than an hour of studying per day online or offline.

No more distractions... no more thinking off the top of my head trying to figure out what to do... no more losing focus on what my objective is... and FINALLY having a clear written goal and a plan to accomplish it.

So in your example, MAXIMUM offer would be no more than 65% of $163.7k (rather than 65% of $176k)?

... locate housing as closely as possible to the university (ideal would be no more than 2 miles away, so you can ride bike/bus or walk to school) with 3-4 bedroom with 3+ baths, common area + kitchen (probably need some renovation work which equals sweat equity), get 2-3 roommates and their rent should pay the mortgage ($450 times 2-3 goes a long way toward a mortgage), so you live rent free or as close to free as possible .... think like an engineer, make the numbers work! 

If market rents are $1600/month, your NOI is likely closer to $800/month and certainly no more than $1000/month.

Here's the link:http://www.landlordstat.com/hc71SB.htmlI like how under Model HC7176, it says, "No more getting raped by abusive tenants".

Hi BPmy project is moving along smoothly, we are half way donethis house is located in a very desirable northern suburb of Pittsburgh.the school is great. conveniently located near "shopping", on the commuter line for pittsburgh. no more new construction. middle income, family friendly community.the projected return is tight b/c this is first time in this market and I think I Comped it wrong. a few street away makes a huge difference b/c of lot sizes.it's total upgrade, open layout, reconfigure kitchen, upgrade baths, all new windows.

I felt that there was no more upward mobility for me at work, and with both my wife and putting in 11 hours a day so we could afford to live in one of the few useable school districts for our son (that we weren't seeing for more than a couple hours a day), we felt it was time to realize the appreciation on our house and jump ship.

AND, just as importantly, it's a half hour away, so no more uncomfortable mix of personal and business.