This website as well as various books and resources has seriously opened my brain to so many opportunities other than science and medicine.

No one wants to feel like they must rely on medicine to be well, so when there is a stable period and things are going well, it’s apparently easy to convince one’s self that the meds are no longer needed.

This will artificially prop up the housing market for a few more years.Swanny

I am a medic in this great Army lol.

There is a new documentary (From the maker of "Enron - The smartest man in the room" ) called "Money Driven Medicine" that documents the exact issue.For a little taste go to ABC Nightline site http://abcnews.go.com/Nightline/and click on "Health Care Sound and Fury"

There should be an immediate investigation into how many other banks are currently taking advantage of this artificial scheme to manipulate and misrepresent their cap ratio, and just why the New York Fed can claim it had no idea of this very critical component of the Shadow Economy.

But, when the FICO became all important, it didn't take long for people to learn they could game the system and artificially inflate their scores.

Quite honestly, I am a bit embarassed for the lack of research US based medicine has done in this area.

They artificially take on extra risk just to lose less, if you can figure that one out.

If the real estate and businesses go together, then that rent number is an artificial number that was picked for a tax planning purpose and is completely arbitrary.