Whenever you obtain information about an applicant from a Consumer Reporting Agency and use that data as the basis for denial, you have to issue them an adverse action notice which explains (among other things) where you got that data - so they know what company to contact to correct the report if its wrong.That's the "technically" answer.

Despite the initial pain and challenges, the process had transformed into an amazing learning experience, providing us with invaluable insights into construction, fire safety, and project management.This fire-damaged house restoration project not only showcased our ability to overcome adversity but also reinforced our passion for revitalizing properties and creating homes.

The "serious delinquency" is noted as a factor that adversely affected her credit score on the simple one-page credit score report, and I thought it was a bit crazy to have a 45 point difference when our first mortgage application (years ago) credit report was within +/- 10 points of our consumer-accessed reports.

If you are risk adverse real estate, (especially out of state) is not for you.

The Seller further warrants that there are no material or other known defects or facts regarding this property which would adversely affect the value or the utility of subject property.DEFAULT: If Buyer or Seller fails to perform any covenant of this contract, the defaulting party will pay the other party$500.00 as consideration for the execution of this contract and as agreed liquidated damages in full settlement of any claims.PRORATIONS:Real property taxes will be prorated based on the current year's tax without allowance for discounts.

I have no idea why the landlords on this forum are so adverse to going after deadbeats.

You can, however, extend this to the ability to collect lower rent (due to adverse market conditions, see above) and still being able to afford all associated costs (whatever they might be, such as mortgage, PM, repairs etc).

You can demonstrate that allowing the actions of the neighbor is adversely affecting the rental value of your unit.

If you are risk adverse real estate, (especially out of state) is not for you.

I have never purchased a property that projected cash flow negative, but I would not be adverse to doing so for the right property.