Hey @Patrick Braswell  You shouldn't have any issues getting a DSCR loan as long as you have at least 1 borrower who owns 20 to 25% of the property, or if a couple of you can get to that level combined. 

VA Loan: Can you get a VA loan for commercial property?

Are there any asset backed loan products that lend in second position or any other forms of financing able to be collateralized by equity you can think of? 

Tax Implications & Loan Considerations✅ Be prepared for higher property taxes and potential changes in tax deductions.✅ Ensure your mortgage allows renting—some loans have restrictions.If your financial cushion can handle these factors, you’re in a great position to rent out your home successfully!

I have several different loan products but my most popular one is the new joint venture product that hasn't been out very long.

I purchased this using an FHA loan and the address listed on the loan is 1001. 

While his loan isn't assumable, you could structure a deal where you take over payments while giving him equity in a seller-financed second note.

I have ideas of the values, but nothing based on anything concrete.If I take out a construction loan, how do I pay for the construction loan during the process? 

Investment loans generally carry high down-payments and costs.

DSCR recently came popular in the loan brokerage and private credit space with the rise of STRs and MTRs.Your local bank lenders will have the best rates typically.