They plan for perfect case situations as others mentioned and massage the debt structure with I/O for stabilized,short term fixed loans,  or ARM's to make the deal pencil.

I purchase their raw data by zipcode(s) to analyze historical/competitive properties and massage it into the critical details I am looking for (need some basic excel skills).  

There is also a difference between service animals and emotional support/therapy animals.

I too spent lots of time and too many dollars on a Doctoral Degree that I no longer use (clinical doctorate in physical therapy-so a whole lot easier than yours:)....Investing can do the trick for you.  

It's like forum therapy.

Yup, that new…ANYWAY, I’m looking for advice on an idea I have about renovating a space for a future tenant.We have a commercial space with 4 offices sharing a shared waiting room.One of which my business partner (and wife) operates her therapy practice out of.We were approached by an established massage therapy practice who is interested in renting all three offices.My wife doesn’t feel like she wants to be the only metal health therapist in HER building.

The Garage was a hair salon, and the house served as a Day Spa with massage therapy and sauna.  

Leaving Reno meant leaving behind family, friends, and a decent college job as a physical therapy technician.

I work in Physical Therapy but want to invest in my families future and security.  

I have a spreadsheet I use that I massaged for exactly this purpose.