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8 November 2021 | 11 replies
@Eric Lee Nation I did ins claims in another life for 14 years - I do not recommend that EVER as someone's employment but I did learn a few things.Here's 2 things agents or no one will tell you -- your Replacement value (RV) on the house is JUICED up way higher than what's realistic -- however you have a relatively inexpensive house so it's not much of an issue - but typically the reason they juice the RV is to get your wind/hail deductible higher -- typically 1%, 2%, 3%, 5% of RV is what your wind/hail deductible will be even if you had a $1k or whatever other deductible they offer for any other peril -- so follow me for a minute - you bought a rental for $150k -- they've juiced the replacement cost to $250k the most likely loss in KS or the midwest in general is going to be wind/hail --- the math actuarial nerds do this so the casino or the ins company in this case has the upper hand -- do the math what a 2% or 3% deductible on a $250k house will be -- I have a commercial building insd for over a million -- the lowest wind/hail ded they will give me is 5% -- the only reason I have ins at this point is I'm required to -- the wind hail coverage is worthless to me with as high as the deductible is.Anyways with that out of the way - ask your agent if you have a 3% option - at that RCV cost they figured of $99k that wouldnt be much different than the $2500 all perils coverage you have now -- Also I'd wager as someone mentioned dropping the med payments to others coverage -- it probably wont make a bit of difference in your policy cost -- I could be wrong - but I'd guess $25-50 dollars a year -- your coverage is the price it is due to the perceived wind/hail risk the company is putting on KS.I'm with Big Red and have been for a # of years -- your price to insure that house is on par with what I get from them for that replacement cost -- though i think State Farms game is a bit different they really jack up the Replacement cost so I have higher wind/hail deductibles -- I'd make out good if the house burnt down or a tornado destroyed it - but for a hail claim there wouldnt be much there.
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31 October 2021 | 1 reply
I know, it’s rude of me to do such a thing, but had no better idea what to do.Well, the thing is that the guy owes to his bank thousands of dollars as he kept depositing money to various online casinos.
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19 July 2021 | 2 replies
Just minutes away you have Gulfstream Casino, the racetrack, and Aventura Shopping Mall.
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27 May 2021 | 8 replies
Are you planning to do BRRRR-nb near the casino’s?
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5 June 2021 | 63 replies
Go to the casino and watch roulette.
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19 July 2021 | 8 replies
Lots of vacation rentals, casinos, and a military base nearby.Listed: 140K, Offered 140K (in my name as of now).
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12 September 2021 | 6 replies
Nearby Attractions - for example there is a cluster with a Casino, Waterparks, Outlets and skiing all within about 15 minutes.Your price range will definitely work for the Poconos areas, just depends on what you're looking for.
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29 September 2021 | 7 replies
It's all a gamble but I like my odds in real-estate and not with the casino.
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1 October 2021 | 3 replies
He paid someone to print stuff like this https://www.gamblingafrica.com/indepth/history-of-online-casino-gambling.asp on a fancy paper and made a booklet out of it.
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2 October 2021 | 0 replies
https://www.wdrb.com/in-depth/...