I graduated from Cal State Fullerton in 2006 with a degree in Finance with a concentration in Real Estate.

Is anyone finding deals or buying out this way or should I concentrate on another area?

It is sold as a concentrate and can be applied with a sprayer.

Concentrating mostly on probate, some calls came in that I put offers on but no takers.

I too have a financial planning background and while I'm a big advocate of seller financing, it's not always the best way to go.I didn't mention this before as I didn't concentrate on the value of the home, but if that is a close valuation I doubt SF is a viable option really, a buyer may need to go that route but usually those buying at that price level are not simple minded with bad credit, I'd think most would be more astute and certainly not first time homebuyers or new to business dealings.It also sounds like there is reluctance in selling, trying to capture future appreciation.

That said, you will have greater capital contribution and the price of being wrong will be higher in a concentrated bet.

How concentrated are their holdings and how much exposure to RE and leverage?

It appears there is a large concentration of members in the Philadelphia area and it appears to be a hot market.

I'm also concentrating on buy and hold.  

hi, I am Bob, and broker for La Tigra Property in Costa Rica - we cover all of Costa Rica, but we tend to concentrate in the northern half where our beach and lake properties are most popular