I will run my calculations from purchase price with equity and cost of refinancing to achieve a positive cash flow.

@Shera GregoryTalk with your accountant and if necessary a tax attorney because there are ways to structure “agreements/notes” to achieve your goals. 

Investing in a moderate risk income fund should be able to achieve a 10% return on average over time.

If you can dream it you can achieve it with massive action and determination. 

You can think about putting that into a high interest savings account or maybe an ETF to let it grow a bit, while you achieve 1&2, and continue to save.Your on the right track by asking questions.

My questions if anyone can be so kind to help is;What does making the first lien a vendors lien at the same time achieve?

In order to achieve your goal of 75 units in the next few years or beyond this goal, you should start looking into buying larger properties.

You can learn more at vipfinancialed videos on youtube for further research on using debt to achieve financial freedom in a short time.

I hope I am able to bring value to others utilizing Bigger Pockets by assisting them in achieving their short term, and long term goals as well.I am open to any form of Real Estate investing as long as it makes "cents", and is appropriate to helping me establish the long term goal I have for my family of financial freedom.Is anyone willing to connect to start a relationship in the pioneer valley area?

After you get a general base of knowledge, I would pick your first goal you want to accomplish and focus on how you can achieve this.