A pool can be a big liability, but can also be a bonus for the right tenant that is willing to pay extra for that amenity.

Often times when a builder/buyer moves too fast, or is too busy and overlooks a key piece of due diligence, the unethical ones will try the "scorched earth" method and blame everyone but themselves, even when they know it was their own mistake, and they'll see if they can scare you, the seller, the title company et al into paying damages/fixing their problem. 

Hi Niece, I'd suggest you get involved with other like minded folks at your local real estate group.

It seems like you’d get at least an extra $100/mo and it would pay for itself.

Horror story #2: while selling off one of the Class C Indianapolis properties, buyer asked me to pay replace the sewer line before closing... absolutely not...here's a partial credit (check to written out to contractor from closing proceeds so buyers don't pocket the money) 

If you don’t pay the tax when you transfer the stock to them they’re going to owe the taxes on your gain and you haven’t really “paid them back”. 

Now, you need to figure out how to find deals and pay for them.

Whatever you do, pay up for professional photos.

And keep in mind private sellers and wholesalers dont help either when they wont entertain offers below ask either.

The lender is the one who sets this up as they are the ones who typically pay since its them who is to provide this as well as keep track of the loan, but only be a borrower if they use a servicer.