If she chooses to stay, she needs to get rid of the trampoline, get the check in list back to you, submit future requests in writing and for god's sake, get her kids some string or boxes or some belly button lint to play with.

You have to do the calculations to determine if the juice is worth the squeeze.

Are you using a direct lender or merely a loan broker with no juice in the market?

Do I have to belly crawl to replace those pipes? 

My experience in life has taught me that if you want something badly enough and have the fire in your belly, you'll figure out how to make it happen.

A Taco Bell is not residential real estate, even if it's only one Taco Bell.Good luck!

It may be a classic case where the previous owner has squeezed all the juice from the lemon (i.e. not updated major components--like the HVAC, roof, basement waterproofing, etc) and is looking to pass on those costs to the buyer, perhaps without adequate price concessions... 

I deal with large housing developers on a regular basis, most of whom use 8 figure loans or more from the banks to do their projects, and none of them went belly-up during the last downturn.

One good thing about single guys are no little kids to spill grape juice on carpets or crayon scribble on walls.

I've known at least 2 of my friends who lost everything and went belly up because of banks calling in their loans.You have to think more creatively and rid your business of bank participation.