Account Closed That's a question for your insurance carrier. 

The AirBNB riders are not that expensive as carriers are aware of this new market.

i believe Great Danes are on the "blacklisted by insurance companies" list. you may wan to check with your insurance carrier. from http://www.insurancequotes.org/home/10-dog-breeds-that-drive-up-home-insurance-rates/ : 7.

Even if you call your normal carrier, and they tell you they can cover you, I'd ask more questions and be sure they understand what you're doing with your property.

These items all affect the risk ratings that carriers use to calculate the premium.

I wonder how it will affect insurance, the local law might say you cannot refuse a large breed dog, but some insurance carriers won't cover you because of said dog breed. 

@David Khalfin, I went with the lower deductible as well on all three properties I've insured using that carrier.

Also, on the builders risk policy, there are carriers that will do a 12 month policy that can be cancelled earlier for a refund. 

I'd firm up that # .In the last year or so insurance carriers have been declining to offer proposals in higher crime areas. 

I also wonder, since the article mentioned it, if the insurance claim will be challenged by the insurance carrier due to negligent oversight of the office.