Cash-Out Refinance – Refinancing one of your properties to pull out $30,000 in cash can be an option, though it may extend your loan term or increase your interest rate. 3.

We’re looking to increase our lifestyle through the decrease in housing and built a little passive income medium term. 

My interest in entity transfers is the ability to forego a massive increase in the tax bill upon reassessment.

I recommend you do this annually to adjust for utility increases and other variables.

Do you now increase your chance for "Tail" just because it landed on heads 10 times already?

Many states have discounted property taxes and lower yearly increases for owner occupied properties.

I made the mistake of letting someone get in one of my first units that was a bit off the 3 times, they were great tenants very kind and enjoyed their stay and experience with me, but could not afford it when I increased the rent on them, which is something you will have to do because of rising insurance/tax costs.5.)

They have been historically reliable over the last few years but I am hearing some rumblings of reduced leverage, slight increase to rate, or some kind of minor tweak to DSCR lending with some programs.Happy to jump on a call if you have any questions or concerns.Good luck!

Do the schools have increasing or decreasing student enrollment?

Assuming you go the HELOC route, another option to reduce your costs assuming you have decent credit is to look at credit card balance transfer promotions.Back in 2003-2004 I had HELOCs on my investment properties and interest rates were increasing.