@Lauren Nelson once you get a grasp and build a solid knowledge base about multifamily properties go in with confidence and explain to your mom in a way she would understand that it is not as risky as she thinks to have a mortgage... find a profitable property online and show it to her, and show her the numbers....explain what each term means and why it makes sense.

Words translate into ideas and understanding and it is important to have a firm grasp on them.  

I've literally listened to every bigger pockets podcast, so I feel like I have a small grasp as to what happens here.

I've read through, word for word, the state information a couple times and have a good grasp on it..

You should also have a very firm grasp on what ALL the expenses will be.

Lol, never mind, no sense in arguing with people who can't grasp something this simple.

Come back with more specific questions once you have a better grasp on what you want to accomplish!

That's when you start to know your market and when you have a grasp on property values by area, then and only then are you ready to pull the trigger and buy something.  

Dreamers have difficulty grasping reality when it hits them in the face. 

So I'm still trying to grasp the wholesaling process so please correct me if I'm wrong.