Any clues or hints will be greatly appreciated.

As was hinted before (very good insight btw) you are in control of you.

She hinted for a month to month scenario. 

HINT:  More value.

My favorite example is how many groceries you purchased at walmart 30 years ago for $100 and how much can you buy now for the same $100 (give you a hint that it is less than half) so the same ide is applied to note sales. 

You have all hinted at the big question I have been asking myself all day.

Our auctions require cash or cashier checks in hand there is not settlement, but that may be different in Maryland.To learn your local rules I recommend 3 things.1) attend a few auctions to see how it works, talk to the regulars you find there2) Find a good foreclosure attorney and pay them for an hour to get them to explain how it works, Hint, they are all listed in the public notices 3) Google the Maryland foreclosure laws and read up on themGood luck!

Here is a hint, it is not all handed to you on a silver platter in a straight forward discount.  

I've read a million threads where people hint at appreciation and everyone's hair spontaneously combusts and a lot of people start freaking out about not betting on appreciation and invest for cash flow.

(hint: It's the 4 Hour Work Week).