Personally, I’ve been exploring opportunities where growth patterns and infrastructure expansion hint at future value increases.

As others hinted 20K does not leave you a lot of room and would narrow down what strategy you can use.

However, I had to subordinate the sellers note to 2nd position (hint: set up that language in advance to streamline the process, if that's the direction you're going to go).Since the ARV was high enough, and the potential income would support the mortgage and expenses, it all worked out. 

Take the hint, and do not renew. 

There's nothing that prompts inaction like uncertainty (in fact, hinting at demanding a stable 11 cap, one might argue, is a form of effective inaction, since we know how hard that is to find). - Substitute goods.

Bonus rule:  this applies to any investment or business that even HINTS at being a scam, below board, or ethically questionable - If you don’t know who the “sucker” is, it’s YOU. 

Hint: Once you sell a property on a Wrap, it is no longer yours to sell or refinance.So, are you saying "you pay off a property you no longer own" out of pocket?

To be fair I'm not super up to date on the "uber of offices" concept that you are hinting at, except inasmuch as to say "um, didn't that idea kind of die off with COVID?"

So, once more, please clarify how many lenders we work with and how much we charge for them to buy our leads (hint hint, there is no answer here as this is not how we work).

(Hint - go on VRBO and see what your local competition is charging). 2) How much do you intend to put down?