I'm currently lending out some 6% to strong investors that I have a history with, and lend in the 9 to 10% for short term rehabs and flips.

Do you do short/mid-term rental management?

Its all done for them and they are willing to pay a premium..

Give them a short, professional notice and move on.Second, I don't think a specific form is required in Massachusetts.

Hey @Brandon Wallace so first, you are managing a Short Term Rental, not an AirBNB.

I'll message you shortly

If you want more insights in the STR Market make sure to get our newsletter to stay up to date: https://www.biggerpockets.com/podcasts/short-term-rental None of this matters.

As for holding periods, some lenders may require you to occupy the property for a short time before converting it to a rental (typically 6-12 months), so check the fine print on that.If you’re set on making it an investment property, you may need to work with a lender who specializes in investment properties, even if it means a slightly higher rate.

You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP. 

If a tenant causes a claim, why should the landlord's insurance pay - possibly resulting in an increase in premium or even a cancellation of the policy?