A quick clarification... some posters (Anti Guru, for one) have mentioned that high Debt to Income ratio will lower your FICO.

Also the rent control laws are very anti landlord/pro tenant.

I have 2 multifamilys and there are partially covered outside wooden stairs but the threads are deteriorating. im looking for some help on replacing them, what type of material uswe, anti-slip, or anything that might helpthanks

Does anyone know how seriously Fannie Mae enforces anti-flip clauses and how it discovers violations of anti-flipping clauses? 

I am pretty anti debt as well, the only reason I have been carrying this debt this long is because it's all 0%.

I too am anti debt.

Not only you may get yourself in trouble with RESPA, you may also be violating anti-trust issues and anti-steering issues of the Dodd-Frank Act.If you really want to do it, talk to your attorney first to make sure it is ok.

Once again this year the 90 day anti-flipping rules has been waived through the end of the year.

Even if there is mold up there (and there's a good chance there isn't), disposing of the damaged drywall and spraying an anti-microbial on the wood framing should be all the remediation you need.Put up some new sheetrock, paint, and you're good as new.

After trying all my old standbys, I discovered Anti-Icky Poo.