The bank has overhead and employee costs and if they had a bunch of fixed debt in the 4's for 10,20,30 years they would go out of business.Can you imagine in five years when savings rates possibly with inflation go to 3 or 4% or more??

We love the Atlanta market, but the pricing has inflated to such a level it doesn't make sense for us to buy there.

I see numbers that are too good to be true and so my question is, are these numbers over inflated and promising far too much?

In my opinion both they and New Western inflate their ARV's and cherry pick comps to support them.

The problem with general price inflation greater than 10% no rational entity would commit money to loan when economic conditions rendered his transaction a certain loss.  

As an investor event's like this make me stay away from investing within 5 miles.Basically, that means that rent growth is likely to track inflation for the next couple years. 

If you are purchasing with owner financing, then there will usually be a somewhat inflated price; they are taking on much more risk than if they were to sell outright.

That tends to mirror inflation. 

Now throw $3 Trillion of gas on it with Transportation, Covid, Shipping and Labor issues, we will go into hyper inflation. 

It seems like covid has inflated some rental markets across the country.