I read somewhere that the number of institutional investors on Prosper was heads and shoulders higher than Lending Club and many of them just have an auto-invest function set that grabs up all the notes - particularly the higher interest notes - and leaves very few notes left for the smaller investors to choose from.  

A welcome thread  to follow if we can peek over your shoulder once in a while.Kirk

As a wholesaler you can say "Let's get this house under contract TODAY and you'll have the burden off your shoulders in 30 days or less."

You want a 3/2/1400sf fix upper you overpay 300K get cold shoulder some one paid $2.4M.    

I'll be glad to listen to your excuses, heck you can cry on my shoulder, but you can count on the eviction ball rolling on the 5th. 

Any contractor who has a good head on his shoulders does not need to waste his time with someone who is not serious enough to put up some $$ as opposed to just empty promises.

This is a key differentiator, because diversification inherently reduces the risk of an investment portfolio.Additionally, with an Opportunity Fund investment, the work of acquiring and managing assets doesn’t fall on the shoulders of the investor, but on the fund manager.

. • YOU shoulder the load of outlining expectations for your new hire.

Generally they help protect you and your investment because contractors know that someone will be looking over their shoulder.

Also, if you did not stand over there shoulder while they were using their zip level it is hard to take someone's word for it.