I don’t expect to be someone that finds incredibly cheap deals that become worth double what I paid.

I have recently become incredibly interested in real estate and have been studying up in all my free time for the past month or so.

Resources like books, online courses, and seminars can be incredibly helpful.

Low credit score is just one factor.

@Sarah Kensinger Awesome, it sounds incredibly streamlined. 

Candidate 1 with no kids might have less wear and tear on the house and they have a better credit score. 

Will banks have any issues doing a cash out refi on deal like this assuming i meet all the other qualifications such as credit score and DTI.

I have a high credit score, good income, and money in the bank, but I have been having a difficult time finding a DSCR lender I feel like I can trust.

In my experience, you will always have to get a credit check as part of the application process as the lender needs to verify your credit history for anything outside of the norm and to see your credit score.

I have $20k liquid, a 740 credit score, and I’m ready to get my feet wet.