Good luck in your ventures!

Good luck on your new venture!

A checkbook IRA LLC or Solo 401(k) plan is much better suited for such ventures. 

My parents invested their HELOC  in a restaurant as a joint venture.

Have a Joint Venture Agreement that outlines who puts in how much money, how disbursements are made, what happens in the event one of you wants to leave the agreement.

I take on investors as Joint Venture Partners and we put Facebook to shame!!!

To me that extra step is worth not having a balloon payment and slightly higher rate.Now with joint ventures, properties that are 5+ units, or it is short term financing I look at hard money, private loans, commercial financing, etc.

If you understand an asset class such as real estate (or private lending, or venture capital ...) and can get better results for your IRA by investing in what you know, then a self-directed IRA makes sense.

@Vik D.We used retain earnings in our primary business (a CCPC)  as startup capital for our real estate venture (a separate company, which in-turn holds our Canadian real estate assets and 100% ownership in a U.S.A.

When a tax exempt entity is acting like a business and competing with taxpaying business, UBIT applies to protect those tax-paying businesses from unfair competition.A ROBS plan would likely make more sense for that venture if the capital needs will be signification, i.e > about $80K.