If loans are going concurrently then both lenders will require a  Letter of Explanation for Credit Inquires for the purpose of determining if your credit inquiries will result in you borrowing money.

@Ken NaimThank you for that explanation, sounds like it is about what I thought.

It is often the case that one of the spouses or adult children do not have great credit score with a good explanation. 

If so, could you give us a brief explanation.

Is this a chance to move geographically to buy more cash flow. 

I still don’t understand this - would be grateful for the clear explanation.- Do I need to expense each item or material separately?

If you're interested in a deeper explanation, reach out, and we can talk more or I can share some video resources that taught me a ton.

Probably not the best explanation but as always do your own research and see what you can find.

Rather than looking outside your geographic market, look outside your strategic market.Feel free to reach out anytime if you have questions or just want to chat more about the Atlanta market!

Thank you for posting this.Btw, I got in touch with @Jason Bott and he responded promptly with a competitive quote for my duplex and explanation.