About 16 years ago we rented a place in Destin and it had glass top dining table and glass top coffee table. 

Early 2017 investment, assumable, high 3s fixed-rate debt with a 5-7 year expected hold period.

Where do you want to be in life in 3-5 years?

I certainly know that future years the expenses won't remain that low, but wouldn't that be a reality on a property that has a lot of recent improvements?  

This is my first time entering into commercial investing.I bought an old property which is in CRT (commercial residential Town/mixed use) zone.

**************************************************************************Insurance premiums of American homeowners rose last year, with rates increasing by more than 20 percent in six states, according to a recent report from S&P Global.In 2024, insurers raised rates by 10.4 percent as of Dec. 27, which followed a 12.7 percent hike in the previous year, according to the Jan. 21 report from the company.In total, 33 states saw premiums climb by double digits last year, with the largest spike seen in Nebraska at 22.7 percent.

I am actually an old fart, semi-retired managing my now small real estate portfolio of 16 doors.  

How old are your teens?

S&P has had 2 back to back years of returns in the 2x% range.  

I'm in a unique situation in that my uncle has "given" me his old house after he relocated to be closer to his siblings.