so, couple months ago i settled multiple unsecured credit cards and now finally they are reporting as closed (by the consumer) and settled (for the amount agreed; a few say for less than the full amount, though).my fico/credit score is still terrible, low, though, at 528. last year, it was in the 700s but then i splurged at home depot and realized i may as well just default on all those credit cards and let them go to collections cuz i heard they settle for around half. besides i was going 'blind' (severe postcapsularhaze) for some time after a traumatic head-on injury and even after eye surgery in both eyes so my credit score was the least of my concerns.anyways i'm wondering now that i do not have nor will i open any new lines of credit (no more credit cards, no more cell phone contracts, no mortgage, no auto loan, etc) indefinitely, how long might it take for my credit as far as 'score' to be back up to qualifying say for an FHA?

That meant lunch hour could be studying REI or making a phone call, not possible if you couldn't use the company phone in the old days but with cell phones now, easy to do.

My wife and I still laugh at ourselves over how we broke down everything from cell phone plans to electric bills to what we cooked for dinner.  

Had a nice, long conversation with Brian Gibbons over the phone (I wish I could steal one quarter of his brain cells) for which I am very grateful.

., 1'st Floor PO Box 306Doylestown, PA 18901Tel. 267-455-0520 Cell 215-290-5108e-Fax [email protected]#391784

Hey this is Tommy Coan, I was set on learning all I could about Real Estate investing mainly house flipping, but it wasn't long after I became a member I was diagnosed with colorectal cancer and was told right off it would be a 9 to 12 month process, well it's getting closer to the end of my battle with cancer( for the good that is).

Everyone has a life away from the grind but a realtor worth their salt can do everything from a tablet or cell even on Saturdays.

I am looking a buying the note on my grandmothers home. she has cancer,and has moved out. she is fully willing to sign any paperwork for me to get the home. she still owes much more then the home is worth. she also has been paying the payment for 13yrs.

My cell phone is still a "917". 

Their phone number is 781-874-1568 or cell for James is 617-429-3692.