@Matt Devincenzo Matt is 100% right, they went online to some website to get a fake letter.

Do they have any google reviews or a presence online?

If a deal crumbles and you lose money it won't be because of the financing, given you're dealing with a reputable broker or lender who has closed 100s of deals. 

@Rhett Tullis  is there much new apartment construction coming on line in OKC for 2024? 

Having lenders or partners upfront places you in a better and more confident negotiating position and in the event you find a deal and can't find the money, now you lost the deal and have to back out damaging your reputation as a closer.

Consider attending local real estate meetups or joining online forums where local investors share insights and opportunities.Educate Yourself Continuously: The real estate market is constantly changing, so staying informed is key.

If you do a search on line ''mini storage investing'' you will find it.I decided not to invest in apartments or ministorages, too much work and headache.

I will join SJREIA and other irl networking groups to meet wholesalers but in terms of meeting them online, how should I go about that?

You need to provide them with the LLC information and the trust documentation when opening an account.I have opened bank accounts for the trust and for LLCs owned by the trust at multiple institutions, including one of the four major US banks, local banks, local credit unions, online banks, multiple major brokerage houses, etc.

Lots of "get rich quick" gurus out there about buying deals with no money down or "creative financing" that when you peel back the curtain you realize is a scam used to sell courses online.