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Updated 6 months ago on . Most recent reply
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Help with funding
Is there a way to start your real estate portfolio or a business without having collateral or mixing personal finance’s? It’s insane trying to get some sort of funding via SBA Loan because some require either 25% of what you’re asking to borrow, collateral, x amount in assets…etc. It doesn't make sense to me because if I had either of these I wouldn’t need the loan. Any help would be greatly appreciated.
Most Popular Reply
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Quote from @Jasmine Williams:
Quote from Tanner Lewis:
It sounds like you would be looking for a DSCR loan. The income qualification for the property is off of the property's cash flow. You would need to put 20% down for something like this.
I'm happy to collaborate to see if there's anything I can help with! I have pretty diverse investor clientele. Feel free to connect with me any time!
DSCR loans are actually a lot easier than conventional loans! There is no need for tax returns or paystubs, and the closing timeline is about 30 days. Rates are also in the high 6s at the moment.