It's only nerve-wracking if the host hasn't set clear expectations; I communicate to guests on the front-end before they ever book what, how and when they will receive information from me.

Would I be correct in thinking of it that way?

She has been making mistakes sending the bill for premiums to the correct mortgage companies as well.

Their communication is great - whether through phone, email or text, their response time is really fast.

If you were to buy a “basket” of real estate diversified over our entire country, then yes, you’d be correct.

The downside of trying to get a mortgage after you have a rental is that you can't walk into any bank because they do not understand how to calculate DTI correctly. 

Yes, what you wrote is correct.

It could be a great resource to make sure you’re evaluating the property correctly!

Creating these complex structures from what I have experienced only costs me time and money and potential issues down the line to make sure documents are signed by the correct people and entities etc.

@Matthew McGillJust to confirm .... you will live in one of the units of the duplex, correct?