@Sam Sala - Once you purchase you stipulate of you want to be added to the list for the "next round" - But I changed from inhouse finance (40% down / 10 Year bond) to Conventional Finance - There is a separate list for the different finance option you use.

Code REEB § 24.10Licensees shall not obtain, negotiate or attempt to obtain or negotiate any listing contract providing for a stipulated net price to the owner with the excess over the stipulated net price to be received by the firm as commission.Then you can ask them if it's legal to arrange the sale of real estate without a license in expectation of a fee.If you're OK, then I'd go download a free one on the Internet with lots of holes to allow you multiple "outs". 

Obviously, with everything going on I'm not sure what the stipulations/guidelines are currently (are masks required/is there a group size limit/etc.).

The buyer will stipulate the "good through" time/date of the offer. 

You have to collect $1,000 still, and you cannot stipulate that the church returns you your "donation" as a rent subsidy. 

So my question is: Is there a way to get around the 2 year income verification stipulation with lenders.

If the house blows up during an electrical storm the hour before closing, you should get your money back.You also should get your money back depending on stipulations on the inspection... and you should make sure your contract denotes that.

I guess you can get some sort of stipulation (aka estoppel) signed by the tenants if that'd help you sleep better.In OR, don't usually do estoppels on apartments, so don't know what's usual/customary where you are.If you really don't want the tenants, make the seller remove them by close. 

A default means that the buyer walks away without proper justification - things that are stipulated in the P&S like financing, home inspection, etc.Here's how much each buyer has invested so far:  VA buyer - $500. 

There are many other stipulations that I recommend you familiarize yourself with.As @Russell Brazil alluded to, sellers are sometimes wary to accept a contract contingent on the above programs due to added paperwork and time.