@Jose LealI factor in $15k in soft costs and $10k contingency but it will depend on your specific situation. 

Are they doing everything possible to expose properties to the broadest possible market?

-  If so, then that total (for example...monthly debt service is $2,000 and you underwrite at holding for 6 months, then you factor in that you have a total of $12,000 cash that you will be putting into the deal over that 6 month holding period) counts towards your "costs" or "cash into the deal" that you need to factor in, correct?           

Hey Saed,Given your current situation, even though your W2 job isn’t related to your degree, the key factor for FHA qualification is income stability.

About 50' x a foot or so wide to expose plumbing for the inspector.

Only trial and error can be the deciding factor – perhaps.

it was much easier before Corona.....but since corona its a lil different....for me at least.Also it depends on a few factors....definitely open to chatting

If not, and no other factors (like in a bad area, where a lot of things might get thrown up on the roof; the foundation is moving a lot; ... ) effect it, then bi-annually or when you think you need it should be fine.Feel free to reach out to me/us any time.

You're just building a house of cards, stacking risk factors, and hoping that it will all work out. 

Overall, we like LVP for the durability factor.