There also has been massive amounts of investment in the urban infrastructure.

It is inequitable that society accepts the U.S. government's use of incentives to recruit and advertise, YET not an individual's  right to evaluate those incentive and use them to guide their decision.

If they are completely undisciplined financially then yes a 401K it helps them save, If they are more sophisticated and understand real estate investing for example and how it grows your wealth then they can reposition themselves into another investment beyond a 401K like rental properties.Here's the formula: knowing thyself X your own financial education X your own financial plan = YOUR WEALTHMy point here is that anyone can do well and be wealthy(working toward and achieving their individual financial goals, not society's) based on their ability to figure out how they can use their natural strengths and mitigate their weaknesses, coupled with the vehicle and plan that suits them best.

Such is the case of many in our consumer driven society.

I have searched online briefly but I’m looking for stock/unstamped plans for urban style infill residential single or multi units.

The historic society will basically give it to us to rebuild, but we MUST keep the front part as is because it is a "historic building". 

Hi David, Chris is pretty spot on that the market is tight, but I don't think you'll find that to be too different in any urban, coastal city (certainly on the west coast).

I’d look into what that means as far what hoops you’ll have to jump through to get approval, as you may be looking at considerable additional expense because the hysterical society may force you into a major restoration instead of just doing what makes the most sense for your business.

We have a couple duplexes that fall near this price range (a little higher) but are a little further out from the urban core in a less shady part of the city.

assuming a fair rental price thanks  32209 is urban core, some of it is better than other parts.