However, I'd not abuse it and make an effort to rent it out right away.

That means that after 20 days if the underwriter finds something unexpected and denies your application, you would be free to walk out of the contract with all your deposits refunded.

I would like to charge a monthly fee for the other unit but what if they deny but end up using washer/dryer while I’m gone?

Anyone that doesn't have credit will be denied.

I provided the office basics (phone, paper, files, etc) and a flat fee of $500/month and 95-100% commission.The key success in this model is to track expenses...each agent gets a login for printing copies to keep the abuse to a minimum etc.

I hate the idea of loss more than I like the the idea of hitting a home-run.One major change in my expectations is there is no denying inflation.  

Only needed if you deny an applicant, which you aren't doing in this case. 

The German Shepherd is not yet a service dog and may not become one at all so seems ok to deny based on that.   

@David Boroughes as soon as you start renting out the property, you trigger the "Material Change" clause and the policy can deny claims. 

Low credit scores accepted It is not a secret to all of us that banks will deny you for having a low credit score.