Hey BP, I have been reading through some of the forums and I see some mixed opinions on this subject, Here's the question: If you are trying to get a loan from a Hard Money Lender and you don't have enough money for a down payment and your credit isn't the best and you deiced to bring in a partner 50/50 partner who has the money for a down payment giving you guys skin in the game.

Most will also like you to have skin in the game too, maybe 20%.

Developing thick skin and a strong outlook on flipping will help you to remain focused on flipping.Key Takeaways: Don't rush into a project, think it through to a reasonable degree first.

Unless you live in a cave, wear animal skin for clothes and only eat wild berries, don't give me the "big, bad corporation is evil" excuse.

This is probably not possible.Most HMLs want you to have some skin in the game.

They typically only have marketing costs for skin in the game and are just looking for a quick check.

Have your bank check into that or ask an FHA lender if it's available in your area.What skin do you have in it, was this near 100% on a 500+K property?

Being a landlord requires a thick skin.

Along with that could come the ability to get the loan and raise the money for the down and closing.There are other ways to skin the cat.

Holdman, most HML will require some skin in the game.