My first experience with a special assessment is with a condo we lived in, the HOA fell behind in paying for electricity of the common area and gas for central heat.

We have been told the carpet was cleaned 2 times and they were unable to get it up.Separate issue that may be related but unknown, in the living room and kitchen a slight black soot is collecting on some of the windows, ceiling, and oddly enough inside the refrigerator.

Water heater, Electrical, furnace, AC, etc.... 

Electricity is separately metered on all three.I contacted a mortgage broker.

It is a garage in the back that has plumbing and electric already run to it.

Real estate kind of went by the way side as I was working different jobs and building my electrical business.Last year I was working at a home that was in rough shape when the neighbor told me it was for sale.

We do have electricity.

Water, sewer, trash - on the owners, tenants pay electric and gas.Judging by the rental price per unit in 2011 ($540/mo per unit) it has a lot of deferred maintenance.

Also, a possible electrical upgrade in order to get financing.

We don't want to spend too much, because we'll probably sell this refrigerator when we eventually get back into our house.