The only reason I can imagine identity theft resulting in bankruptcy is if she gave some e permission to use their card and that person racked up huge bills that the person didn't expect or couldn't pay.

However, like you said, all they are doing is opening credit cards for you.

Obviously the wild card is how widespread is the FEMA support going to be for those without flood insurance.  

It just seems classier and less for the tenant to worry about in this day and age where most people use cards and don't want to worry about getting rolls of quarters anyway!

Even if it means getting a secured credit card.

Instead of doing the standard yellow post card #3 that I am sure all people in my area are sending out, we'd like to look at some other options while keeping our costs low.Our price is $0.38 per letter for around 5300 or so letters.  

I used 0% interest credit card promo to finance $20k utilities to the property and it still needs 10K to get it in mint completed condition.

I use a credit card that offers airline miles for every dollar spent.

. $0,- on marketing, no tracking, no writing letters, no designing post cards.

3 variations of that and then I'll reveal my cards.