However, there's a loss on the 2023 Tax Returns, and Net Income is $45,000 in 2022 (Client has lots of writeoffs) What loans could I use that only consider:- Bank Statements - 1099s - Credit Score Please contact me with options.

I would give them a written notice and keep documentation of all contact you have with this tenant.

I will contact you and set up a meeting.

He contacted an attorney, who finally got clarification from my attorney as well as the county recorder.  

Would appreciate your input, contacts or recommended podcasts to follow.1.  

If you can get a big 4-5 BR house with a view for a under a million bucks, i'm pretty confident you can cash flow it with a good return, even in a 6%-7% interest rate environment. 

You would end up saving the higher interest rate on the HELOC as well as closing costs.

Quote from @John Warren: @Mordechai Chaimovitz cap rates and NOI are commercial real estate terms, and 1-4 units are not really valued in the same way.

What interest rate are you getting?

The rates are great, but you definitely have to work with someone that knows what they are doing...