Loss of rental income is only covered if it is listed in your policy.  

That said, not all companies have these programs.

Some people like the Section 8 program, others don't.

Trying to cut my losses as the borrower got all her unsecured debts discharged through Chapter 7.

I'm not sure if the program is still going on, but has definitely revitalized a lot of the area when it was once destined to follow the way of other older cities that are aging out of existence both in terms of people and property. 

I am left feeling that working with them was a wasted investment and decided to cut my losses and move on. 

I had been a tax client of Anderson in prior years, but never signed up for any of their client programs.

Most institutional DSCR lenders prefer one lease per property/unit, however, I've seen programs allowing rent by room strategies.

It's simply factual:  you violated the lease by smoking, stop it, remove the resulting odor and that a repeat action could result in eviction and loss of security deposit.  

I'm also a licensed mortgage broker with a lot of fix-and-flip programs, including some that require as little as 10% down on the purchase price, and provide 100% of the rehab funding.