So if one is going to stack up senior loans and wrap them with owners who cant get mortgages IE sub prime the person doing this better have a boat load of reserves to pay off the underlying when the deals go belly up.. that's the side of the coin that the guru is not going to talk about. 

I have never been shy of facing challenges and I truly believe knowledge is power (something my grandfather taught me at a young age)I really want to learn everything there is to learn about realestate and am driven and hungry.Thanks in advance for any suggestions or recommendations.

“live your dash” if you do not know what that is google it. pretty powerful and it seems like the original poster is doing this.

I'm in the same boat, and wish to have a mountain home.

Very significant, and demostrates the power of compounding interest. 

This is just bad banking practice and FTC should be aware of digital platforms like Baselane in many ways abusing their powers and washing their hands off. 

While that's certainly not ideal, my leverage was low to start with and my loan maturities were ten years so I have staying power to sell into a better market.Looking ahead, anything I'd buy would have to cash flow out of the gate in a higher-rate climate. 

I am off to the boat show so done for today best of luck.

The reason is over a course of time the vast majority will never payoff and the fund will have to foreclose and take possession which cost a boat load of money ..

Is the property under a high tension power line or down wind from the horse rendering factory or on a main thoroughfare or some other obstruction that you wouldn't want to live near?