Quote from @Martin Jones: Hello, I'm young individual who is interested in long term buy and hold multifamily real estate.

@Victor Yang When gifting a house, the FMV at the time of the gift counts toward your lifetime gift exemption (currently $13.92M per individual in 2025).

I wouldn't focus singularly on individual city initiatives/projects and would recommend focusing more on fundamentals.

That also plays a major role in what to do. end of day stocks and real estate over time provide the same return on average - so it is really based on the individual, their experience and desire Thank you. 

I don't understand if I count since I'm living in the property or if it's only the tenants that count towards the limit of individuals that are unrelated living together.

Took collective criminals about a week to figure out new PD policy was if no person in risk or harmed, don't pursue, stop by when available IF available. 

I understand I can increase liability in each individual landlord policy, but one single umbrella policy is much more cost effective when I have multiple properties.

Game changer for active investor looking to get more passive investments, busy professional looking to diversify in real estate, individual investor looking to get into commercial or larger assets. 

They view each loan individually and have been lending to me even though I only work my W-2 on a limited part time basis.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.