Most people are refinancing a BRRR because they are in short term debt (like 12 month hard money used for purchase +rehab financing) or own the property free and clear (they bought all cash) and would get a higher return on equity by leveraging the property and reinvesting the cash out proceeds of the loan to scale the portfolio. 

(Late fees would be one example.)

This may result in late fees and eventual eviction if not cured within the legally provided time. 

In any case, I thing your investment are pretty solid and should earn you something between a decent return all the way to a spectacular return depending on the local economic situation.  

Because so much real estate in the US or Canada wouldn't be profitable without ultra low interest rate (as many investors are discovering lately), we are obsessed with getting cheap financing.

I see what you mean about offering a higher return to a potential investor, especially if they are not familiar with my character/experience in the industry. 

That had even a passing resemblance to tax returns or financial statements4.

Non performing assets are why the notes are so cheap and give great returns. 

Is there anything they can do to keep you from transferring your assets to another custodian or is it already too late?  

And sorry for responding so late.