I have multiple properties and am thinking of just doing non qm loans moving forward.

Is there an ombudsman or some central HOA agency that can help non-Board owners?

Your cleaner's income has no bearing on yours.

Any contacts in setting a good team of contractors (general purpose) and cleaners? 

I would like to get the names of non-profits in MD that run sober-living homes.

Ensure you have an itemized invoice from the cleaner, which can help justify the deduction.Reasonable Deductions: Long-term tenants often leave normal wear and tear, so I recommend being lenient on minor issues.

Most likely due to wanting to invest his time more wisely:)If you can move in with family or friends RIGHT NOW and rent out your house and start DIY managing it BEFORE moving out of state, that would be best.Otherwise, handymen, cleaners, agents, etc. are highly likely to take advantage of you once they find you you live OOS.

My question is, do I need to send a non-renewal notice as well? 

They want to pick up the phone and call or text and get an instant response from their cleaners.

In the MLS a property is being advertised by a realtor, but the description says "Non representation listing please call owner direct".