I'd say it would be important to see how much more you would make renting MTR.

@John Zhang as far as I know there is no limit to how much w-2 income you can offset if you qualify for REPS.

Have you ever stopped to think about how much wealth you’ve built up just from being a homeowner?

Much better than average location3.

I've helped people with SBA loans to purchase real estate for a business, but for buying rental real estate, the DSCR loan is a much better option.

Nevertheless, if the RAD investors  actually had loans  collateralized against property they would be in a much better position.

wholesale rates can be much better than retail rates with some lenders. 

Zillow and Redfin are much better for finding listings.

There are significant advantages to investing here (lower barrier to entry, much better price to rent ratio's, etc. etc.).

Quote from @Ven Bud: After hearing to lot of bp episodes on negative cash flow, I have a question.I am currently living in my primary residence and planning to purchase an investment property, and obviously it is going to be a negative cashflow (bay area), but I am of the opinion that as long as the rent on the investment property is atleast going to be greater than my current primary residence mortgage it can still considered as positive cash flow investment.The investment property is going to be in a much better location (for office commute, bay area proximity) than my primary residence.