Reason being HML's are typically short term loans that are interest only.

Is it smart to take out a 40 year loan to get some cash flow?  

Freddie Mac only offers financing for single properties they do not offer 'Portfolio loans" meaning bundle them all into one loan.

Don’t forget heloc, DSCR, 2nd on primary, borrow from retirement accounts, credit card cash advance, property reserves, home improvement store credit, etc etc.

However, our research indicates that many DSCR lenders require Florida properties to be held in an entity.Are there any DSCR lenders that offer loans for properties held in a personal name?

Doing an unsecured loan is a horrible idea. 

Quote from @Sri Reddy: We are a team who are venturing in to constructing a multifamily unit from groundup.We don't have any prior experience in construction and are looking for financing loan options.

I'm hesitant to give up my conventional loans on the next cash out refinance for DSCR loans.

Hi John,No cap on the amount of DSCR loans you can get.

My mother-in-law is saying that my wife needs to sign off on the loan.