Lots of loan options can close in an LLC, helocs usually need to close in your personal name.

Some guys I work with were getting 90% advance rates in Houston, but I think the banks are back to 70-80% now.

The loan is with you, not with your tenant, so none of that means anything to them - in fact because you live in one unit and it's under 4, if you were self-managing you don't even have to abide by fair housing laws (at least on the federal level). 

More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

Lenders and Financing• Can anyone recommend lenders in Destin who are familiar with VA loans and can work well with first-time buyers?

HUD.GOV is originating source for FHA loan info.

In other words, not resold to the government so the bank had more flexibility on the condition.I look at the original commitment letter and it states "xxx amount will be advanced at closing for the purchase of an investment property, and the remaining balance of the loan to be placed into an escrow account to be disbursed as improvements are made".No points, and only one closing, so I don't have to deal with a short term HML that I have to refinance in under a year.Hope that helps!

However, there are other loans designed for fixer uppers referred to us hard money loans, bridge loans, or fix and flip loans but whatever you want to call them they're essentially short term, interest only loans with no prepayment penalties designed to finance a higher % of your purchase price and typically all of your renovations not to exceed a certain % of the ARV (typically 75% max). 

With a 203k Renovation loan, you can also finance in your payments if you are doing a major rehab. 

, I am wondering if anyone has expertise or experience with entity transfers and the loan options available?