I would highly consider using a reputable company and opt for a Debt Service Coverage Ratio (DSCR) loan for a rental property for several reasons.

I'm using an FHA because it's an assumption loan and I'm getting a very favorable rate so I thought this would be better than using a conventional loan which at the current rate environment would be more than double the rate on the assumption. 

Alternatively, you could also consider using a mix of both vinyl plank flooring and wall paneling to create a cohesive and cost-effective interior design for your four plex.

We’d also be using a hard money lender for the flip.

@Michael Greenberg Could I talk you into sending me the VR calculator and tracking sheet you are using as well?  

if the home is listed for sale with an agent, and the AGENT is refusing to provide the rent roll, even after you've followed up a few times, that's a no. if you're using a buyer's agent, maybe they can do the leg work of trying to get that info out of them.

Matt, this is basically the same as using a gross rent multiplier to calculate value. 

So I’m using a third party website that has everything in one .

It will, depending on the financing, rents are strong in that area.Let's say you take a mortgage of 600k (75% of your ARV) Taxes - 5k Annually Insurance 2k Annually Rate - 7.5% 30 Year Fixed Your PITI payment would be $4,778.62If the lender is using a DSCR of 1.1 - you would need actual / market rent of $5,256.48 to qualify for a 75% LTV loan. 

Hello,  I currently own 4 rental properties but this is my first real brrrr and using a private money lender Aloha Capital.