I even was able to attract better contractors once the projects were in nicer neighborhoods - all thanks to other people's money.I guess I never looked at the cost of the money (fees/interest) as a negative, since I realized that in order to experience growth, capital would be necessary.

With continued population growth and industry, LTRs are great for the long play but can be difficult to cash flow.   

I don't like the dirt road or the slow growth in the area this home is currently in. 

-Identify their specific needs, such as cash flow, tax savings, wealth preservation, or growth, to tailor your approach.

It will help you analyze and compare returns, length of stay/occupation, equity accumulation, rent growth and more.

Denver is an attractive metro for a few reasons, so I downloaded monthly price and rent growth at the zip code level from Zillow’s public housing data.I then used a ranking algorithm to sort the top 10 zip codes for investing based on monthly average price growth and monthly average rent growth (both by percent growth), from 2019-2024.

I see growth and potential.

Is 5% rent growth conservative?  

This decision can impact your time commitment and the overall profitability of your investment.Location: Focus on areas with strong rental demand, population growth, and good job markets.

However, I do think if you can hold out for 1-3 years you might see rates drop a bit and insurance drop a bit, and I feel pretty confident we'll start seeing 3%+ organic rent growth per year in the next 2-4 years again.