Quote from @Steven Diaz: Here are the prelims.   

I want to do a bank statement loan(I’m an independent contractor)with just me on the new loan in Texas .

Hello Lisa, I'd recommend reaching out directly to the planning department.

There's so many options but they all do the same thing (more or less).

I am glad they realize that I should not be responsible for the cost of a toilet that failed due to a guest accidentally dropping a vape in the toilet and picked up the replacement cost.  

Buy a few things on credit that you would just usually pay cash for.I personally would not rush into a Heloc or such.

good question. they didn't have an answer for me when i asked either. they just don't want them. 

Our current insurance company decided to not renew the policy.

It's honestly insane how you people call yourselves investors yet your never prepared for hardships or things that come up.

You'll get a feel for the age of the neighborhoods, the vitality of the commercial buildings, the ease of location, the closeness to jobs.The markets you're describing are more linear, and usually have lower capital appreciation.